A range of investment solutions designed specifically for you to meet your needs and services in the short and long term.
General investment funds
Al Shamil Bank offers for you a range of investment options in public funds, access to diversified funds for local and regional equities and commodities, in accordance with your risk and investment needs and diversification of investment portfolios in a more efficient manner. This helps you reduce the risk, whether your equity or real estate investments or investments Short-term.
Al Shamil Bank which invests in the money market and maintains its high liquidity, short-term investment and low risk compared to other types of funds, has relatively low returns. Despite the generally low risk rating of funds, these funds are not risk-free. that the amount of the investor may decline or fluctuate significantly due to several factors.
These funds are funds invested in the shares of companies whether the company is local or international or regional, and includes within the funds of many types of stocks according to the objectives of the Fund, including:
- Income shares:
These shares seek to earn income by investing mainly in shares of companies that have a distinguished record of dividend revenues.
- International stocks:
These stocks seek to invest in shares of non-local companies and remain confined to the stock market of one or more countries.
- Global Stocks:
It invests its money in the shares of the markets of several countries around the world.
- Growth stocks:
These stocks are always developing their capital by investing in companies that are expected to increase their value daily and to achieve capital gains.
- Growth and income shares:
These stocks always seek to profit by combining capital development and income generation.
- Sector shares:
Invest in shares of a particular sector such as agriculture, real estate or other specific industries.
Real estate funds traded:
These funds are globally known as REIT or RITS, meaning they are publicly available real estate investment funds whose unit is traded on the financial markets. The objective of these funds is to facilitate investment in the real estate sector, which is ready for use and generates income and periodic income. These funds are characterized by lower investment costs compared to other real estate funds and their commitment to distribute at least 90% of their net profits annually.
These funds can be invested locally, regionally and globally, provided that the total value of the Fund's assets outside the Kingdom or Bahrain does not exceed 25% in accordance with clear and specific policies of the CMA.
These funds are known to be subject to enhanced supervision by the CMA, and financial market regulations require REITs with high levels of transparency.
Fixed income funds:
Al Shamil Bank offers fixed income funds that are managed effectively through highly professional investment entities in accordance with your investment objectives. These funds achieve returns according to a fixed schedule, knowing that the amount of payments can vary from time to time.
It is worth noting that these funds are also called bond funds.
Advantages of Investment Funds
Provides the ability to sell shares to investors in case any investor needs to obtain liquidity.
The ability to invest in securities, which contributes to reducing the risk ratio.
3. Professional management:
Investment funds provide a range of managers for those looking for the best investment methods for securities.